Disclosures

Portfolio Management 101 is not an offering for any investment. It represents only the opinions of PM101 as of a particular time. Such views are subject to change at any point and PM101 shall not be obligated to provide notice of any change. Any views expressed on are provided for information purposes only and should not be construed in any way as an offer, an endorsement, or inducement to invest. Any securities information regarding holdings, allocations and other characteristics are presented to illustrate examples of the types of investments or allocations that PM101 may have bought or favored as of a particular date. It may not be representative of any current or future investments or allocations and nothing should be construed as a recommendation to purchase or sell a particular security or follow any investment strategy or allocation.

Any forward looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. While PM101 has used reasonable efforts to obtain information from reliable sources, we make no representations or warranties as to the accuracy, reliability or completeness of third party information presented herein. No guarantee of investment performance is being provided and no inference to the contrary should be made. There is a risk of loss from an investment in securities. Past performance is not a guarantee of future performance.

Legal Disclosures: Subscribing to PM101 is not an offering for any investment. It represents only the opinions of PM101 and its employees. It is intended solely for investors who have subscribed to PM101. PM101 may send out material that is provided on a confidential basis, and PM101 subscribers are not to send this letter to anyone other than their professional investment advisors. Investors should discuss any investment with their personal investment advisors. Any views expressed herein are provided for information purposes only and should not be construed in any way as an offer, an endorsement, or inducement to invest.

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Please review the privacy policies on those Websites to understand their personal information handling practices. We make no representations concerning the policies of these third party Websites.

Unauthorized attempts to upload information and/or change information on any portion of this site are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and the National Information and Infrastructure Protection Act of 1996 (see Title 18 U.S.C. §§ 1001 and 1030).

Please note: Changes to this legal statement or to the privacy policy will be documented here. Check back periodically for the latest updates.

PM101

PM101 is an online publisher of financial information Many of the securities contained within this website are analyzed, recommended and transacted in by PM101 and/or its associated persons for client and personal accounts. It is also possible that PM101 and/or its associated persons may take a position in a security that is inconsistent with the recommendations provided on the website or may purchase securities not mentioned on the website without notice to its subscribers. All PM101 employees are subject to a Code of Ethics, which prohibits, among other things, insider trading and front-running.

Privacy

Portfolio Management 101 does not share it’s subscriber or potential subscriber with any third parties.